About Melio

Melio is a B2B bill payment platform built for small and midsize businesses to manage accounts payable without the manual work of writing checks or chasing approvals. It lets businesses pay any vendor — even ones that only accept checks — using a bank transfer or credit/debit card, while the vendor still receives payment in their preferred method, helping businesses extend cash flow and even earn card rewards on payments that would otherwise require a check. Melio includes approval workflows for teams needing multiple sign-offs before a payment goes out, two-way sync with QuickBooks and Xero to keep books automatically up to date, and tools for creating and sending invoices to get paid faster on the receivables side too. It's built for small business owners, bookkeepers, and finance teams who want a faster, more flexible way to manage vendor payments without switching their entire accounting system.